Accounts, ledgers and transactions for retail and corporate banking, on a modern, cloud-native core that connects to the rest of Finlake and to your own systems.
A core banking system is the engine of a bank. Finlake Core Banking gives you that engine without the weight of a legacy system. It processes accounts and transactions reliably, supports the way African banks actually operate, from branches to agents, and exposes everything through APIs so new products and channels can plug in quickly.
Move to a cloud-native core and add modules at your own pace.
Serve individuals and businesses on the same platform.
Account controls and regulatory rules are part of the core.
7 features. Read the bold line for the summary, or the rest for the detail.
Finlake Core Banking keeps the books for your bank.
Customer accounts, ledgers and transactions are processed on one engine, so balances, postings and statements agree across every channel your customers use. Your teams work from a single, trustworthy record instead of reconciling several systems.
Serve individual and business customers without running two systems.
Retail accounts and corporate relationships share the same core, which gives you one view of each customer and one set of rules. When a customer grows from a personal account into a business relationship, the history stays together.
Run head office and branches on a single platform.
Branch teams work from the same live data, so customers get the same answer wherever they walk in, and management sees the whole institution in one place instead of a patchwork of branch reports.
Extend your reach beyond your branches.
Agent banking support lets your institution serve customers through agents who are closer to where people live and trade. You widen access and grow deposits without the cost of opening new branches.
Protect your customers and your institution with precise controls on accounts.
Block an account outright, or place it on Post No Debit so money can come in but cannot go out. PND is applied and lifted automatically by Finlake's KYC and compliance rules, so restrictions follow your policy without anyone remembering to flip a switch.
Compliance rules are part of the platform, not an afterthought.
Account restrictions, tiered limits and approval trails help you meet regulatory requirements and show your work when regulators or auditors ask. Because the rules live in the core, they apply consistently across every channel.
Finlake connects to NIBSS so you can move money and verify customers on the rails Nigerian banking runs on.
Payments and identity checks work through one integration, instead of a separate connection for every service you add.
Tell us what you want to launch. We will show you the Finlake modules and APIs that get you there.
